Which have pro mortgage brokers at each and every branch workplace, regional financing repair, and also the capacity to use on the web or in-people, Westfield Lender even offers an easier way to order, generate, otherwise refinance.

Considering to order a house? Benefit from the Secure & Shop system! After you have already been prequalified, you’re getting an approval page you to definitely guarantees your own interest rate having thirty days in order to store with confidence. Start today! Follow this link to put on online, otherwise telephone call any of our very own helpful Real estate loan Officers found below.

Special programs to own experts, first responders and you can basic-time homebuyers. Be sure to query united states how we can help you score a beneficial rates and save on closing costs!

In the Westfield Financial, we will become to you each step of the solution to make certain a simple, effortless, and you may fret-totally free feel. Welcome family!

Financial Products

• Fixed-Rate
• Variable Speed
• First-Day Homebuyers
• Construction & Homes Money
• Money Loans
• Basic Responders & Veterans

Fixed-Rates Mortgages

With fixed cost and you will terms, Fixed-Price Mortgages give you the comfort out of a fixed monthly commission to the longevity of the borrowed funds. Fixed-Rate Mortgage loans are used for first otherwise secondary homes.

Changeable Speed Mortgages

Designed to offer buyers that have straight down monthly premiums, Changeable Rates Mortgage loans possess interest levels which can be repaired for an enthusiastic very first term following modified occasionally thereafter. Readily available for top or additional houses https://servicecashadvance.com/installment-loans-hi/, we provide a variety of variable price words.

First-Date Homeowners Programs

Interested in the first house? Westfield Lender will provide you with the flexibility to try to get a property loan online, physically, or one another. That’s a beneficial. Today, our company is plus offering earliest-day homebuyers $500 regarding closing costs. That is best!

Offering low down money and you will special funding conditions, all of our Earliest-Big date Homebuyer Software are made to generate buying your very first family much easier and much more sensible. Having a small date, we are and work out one first domestic purchase easier because of the extending a great $five hundred financial credit into the closing costs toward any recognized financial once you pertain which have Westfield Financial.

*Borrower get a $five-hundred bank borrowing from the bank to your settlement costs during the closing. Subject to underwriting and you will mortgage recognition. Assets need to be based in Massachusetts or Connecticut. Refinances away from current Westfield Loans from banks are not qualified. Is along with most other has the benefit of. Give can be rescinded any moment.

Framework Funds

Strengthening a property is actually a complex procedure. We aid you every step of your own treatment for generate your construction funding experience as the worry-free that one may-from start to finishing nails.

• One to degree plus one closing
• Interest-only costs throughout the several-day construction several months
• Fixed-price otherwise changeable rates financial possibilities

House Loans

Discover the ideal spot to build your new house? Having a secure Financing out-of Westfield Financial, you might fund the acquisition away from belongings to create for the. Restriction financing-to-worthy of (LTV) try 80% which have focus-only costs for a few ages.

Capital Money

Thinking of buying house due to the fact a financial investment? Our Funding Fund are a great way to finance non-manager occupied residential properties.

Energetic army, pros, and first responders, you make all of our teams better. Thus, we have been providing you with $500 out-of settlement costs while making the financial feel best.

Westfield Bank values the service and you can compromise of our own region’s uniformed services masters, off effective and you will resigned army servicepeople to help you police officers, firefighters, and you may EMTs. For this reason the audience is extending a $five hundred financial credit with the mortgage closing costs.

*Debtor can get good $500 financial credit into closing costs at closure. Susceptible to underwriting and mortgage approval. Possessions have to be based in Massachusetts or Connecticut. Refinances off newest Westfield Loans are not qualified. Give is rescinded any moment.